Money, and Life as We Know It, Must End Soon: It's Time to Prepare

The Simple Reason the Financial System and Money Must Collapse Soon— and How to Prepare for What Comes Next

Sometimes, something you read, hear, see or consume changes everything, and brings a clarity that you simply didn’t have before. Clarity brings an opportunity for you to make the key choices that matter, and removes all fear. This article is just that. So many things explained in one place, that allow you to take advantage of a closing window of opportunity. You really do have the time, so read it to the end.

The Truth About Money, Collapse, and Control:

Do you really know what money is — and who controls it?

You’ve probably heard talk of a “financial collapse” or “banking crisis.”

But ask yourself:

Do you actually know why people are saying this? Do you know how it could happen? Do you know who runs this system — and for whose benefit?

Most people don’t. And that’s by design.

We’ve been taught to use money without ever being told what it really is, who creates it, or why the system exists.

In this guide, we’ll strip it back to the truth:

• What money really is (and why that matters).

• Why the financial system must collapse — by design.

• How automation and AI are forcing the end of “money as we know it.”

• Who runs this system, for whose benefit, and why CBDCs are the planned replacement.

• Why this moment isn’t just financial — it’s about sovereignty, consent, and freedom.

This isn’t doomsday talk. It’s the truth of this moment in history — and an invitation to prepare and look forward to what comes after.

1. The First Layer: The Lie About Money

Here’s the simple truth most people never hear:

Money is not value. It is pure debt.

Every pound, dollar, or euro in circulation began its life as a loan.

When you borrow from a bank, you may think they loan you someone else’s savings, they don't.. They create new credit (money) in your name. The Bank of England openly explained this in 2014:

“Whenever a bank makes a loan, it simultaneously creates a matching deposit in the borrower’s bank account, thereby creating new money.”

In plain English:

• Your signature on a loan creates new “money.”

• That “money” is just a promise to repay — a claim on your future labour.

  
  

How Money Is Created

1. You sign for a loan (mortgage, car finance, credit card).

2. The bank creates new digital “money” in your account.

3. You now owe that amount + interest.

4. If you don’t repay, they take your collateral (house, car, assets).

This means:

• Money = Debt.

• Debt = A claim on your future energy.

Every pound in your pocket is a receipt for work not yet done — by you or someone else.

Why Does This Matter?

Because if money is a claim on future human work, the whole system relies on one thing:

People must keep working, earning, and paying off their debts to uphold the value of money. If that stops, the entire financial structure unravels.

And that’s exactly where we’re heading, so read on to find out why collapse is certain..

2. The Second Layer: Who Really Runs This System?

Now for the harder question:

Who created this system? Who benefits from it?

It isn’t your government. Governments administer populations within the system. They are not its masters.

The real operators are:

• Central banks like the Federal Reserve, Bank of England, and European Central Bank.

• The Bank for International Settlements (BIS) — called the “central bank of central banks.”

• International institutions like the IMF and World Bank.

• Corporate-aligned think tanks such as the World Economic Forum (WEF).

These are not elected bodies. They do not answer to you. Their decisions serve one purpose:

To maintain the stability and power of the financial system — even at the expense of your freedom.

The Mask Slips

In 2019, Agustín Carstens, General Manager of the BIS, said of Central Bank Digital Currencies:

“With CBDCs, we will have absolute control over the rules and regulations that determine the use of that money — and we will have the technology to enforce that.”

This isn’t speculation. They tell us plainly what’s coming.

This system was never designed to make you prosperous.

It was designed to:

• Keep you working (servicing debt).

• Keep you consuming (fueling economic growth).

• Keep you compliant (believing this is “just life”).

In truth, it’s a legally disguised form of servitude.

2A. The Nature of the System: A Hidden Hierarchy

If we strip away the stories we’ve been told and simply observe the system as it behaves, here’s what emerges:

• Every human being is registered at birth into a legal and financial system they did not voluntarily choose.

• They are issued identifiers (birth certificates, NI/SSNs, IDs) that attach them to that system for life.

• They are taxed, licensed, and regulated as if their consent were given — though there is no evidence they ever explicitly agreed.

• Their productivity (labour and consumption) is the core fuel of the system — measured, modelled, and extracted by governments, banks, and corporations.

• The legal person is treated as an asset of the state — securitised against future labour and taxed to underpin state and central bank borrowing.

• The actual governing power lies not with “democratic governments” but with financial institutions (central banks, BIS, IMF) that are unelected, supranational, and largely unaccountable.

This is not speculation — it’s observable reality.

What Does That Make This System?

Seen without illusion or emotion, it behaves like:

• A farming operation:

  • People are “cultivated” (educated to be compliant workers/consumers).

  • Their output (labour, taxes, creativity) is harvested.

  • Incentives (money, status) keep them producing.

• A controlled experiment:

  • Behaviours are measured (digital surveillance, social metrics).

  • Variables are manipulated (economic policy, media narratives).

• A multi-layered hierarchy:

  • The majority (populace) live under presumed consent.

  • A managerial class (governments, media, academia) enforce compliance.

  • A creditor class (financial institutions and their policy arms) set the real rules.

The Language Gives It Away

• “Human resources.” People reduced to units of production.

• “National insurance / social security.” Framed as protection, but in reality a ledger of obligations.

• “Tax base.” Populations viewed as financial assets.

• “Human capital.” IMF and World Bank openly refer to people as capital stock.
  

This is not the language of humans mutually flourishing together for the good of the collective. It’s the language of asset management by owners who want income.

This is why sovereignty — recognising yourself as a living being, not a “legal person” owned by the system — is so dangerous to this structure. The conditioned system really doesn’t expect you to wake up. And it will try to resist your awakening when you do.

3. The Third Layer: Why Automation Destroys It

For 100 years, the economy has run on a simple loop:

You work. You earn. You spend. Your work repays the debt that created the money.

But what happens when your work is no longer needed?

Automation Is Ending Labour as Value

AI and automation are erasing human labour across industries:

• Automated checkouts, call centres, delivery drones.

• AI writing, coding, making decisions.

• Autonomous vehicles, robotic construction, AI-driven medicine and law.

• AI designing and improving itself (self-enhancement).

Soon, even the systems that replace you will be built and maintained by machines, not people.

The Collapse Loop

1. Less human work → fewer wages.

2. Fewer wages → debts go unpaid.

3. Unpaid debts → banks and governments lose their revenue base.

4. The money system collapses — because it was always built on human labour.

The Brutal Truth

If money is a claim on work, and machines replace that work, the foundation of money itself crumbles.

And what most don’t or can't see or accept :

This isn’t a sudden crisis. It’s a long-anticipated shift.

Central banks, the IMF, and the WEF have openly discussed the “post-labour economy” for years.

BREAKOUT BOX: They Told UsIn 2016, the World Economic Forum published its “8 Predictions for 2030,” including:

“You’ll own nothing. And you’ll be happy.”

Ownership is being replaced with conditional access — and automation is the tool making that possible.

4. The Fourth Layer: The Planned Collapse

So what happens when the money system no longer works?

It doesn’t just “fail.”It is collapsed deliberately — to make way for a new system of control.

CBDCs: The Organised Demolition of Banking

Central Bank Digital Currencies (CBDCs) are not “new innovation.” Digital currency has been around for years, and it's now almost fully established. Most money in existence is not represented by paper or coins, it's already numbers in machines.

The new part of CBDCs is the "Central Bank" part. This is the consolidation and repositioning of every existing commercial bank into a single national or global entity. A truly central bank.

CBDCs then are the organised demolition of the old financial model and the banking system that runs it — they are an elegant way to:

• Eliminate all commercial banks or turn them into service arms.

• Centralise all money under central banks (or one global bank).

• Create programmable money — code that can restrict when, where, and how you spend.

CBDCs are essentially the already prepared response to a banking collapse, which will make it necessary to centralise all money, in a new programmable form.

And what Programmable Money Can Do

• Set expiry dates on your funds.

• Restrict spending to “approved” goods, amounts or locations.

• Enforce penalties and deduct taxes or fines automatically.

• Freeze accounts for non-compliance, rendering your money valueless.

This requires the current banking and financial system — the one you currently trust with your savings and think of as “safe” — to completely fall.

Does that sound a bit bleak or like a movie? Read on, there's more.

Universal Basic Income UBI: The prepared response and the Bait

Free money from the government, to live on when you have none of your own. Global events are conspiring to create a moment in the not too distant future when many if not most will need a hand out from the government just to survive. So here comes UBI.

To make the transition palatable, they’ll offer Universal Basic Income (UBI):

• Regular free payments into your CBDC account.

• Framed as security in a collapsing economy.

But here’s the catch:

• UBI doesn’t create value. Meaning the government just pay you to live and get none back.

• Why? Because it hooks you into their new system of conditional inclusion. An exclusive society that is post the work to live model.

5. This is a Shift in the Farming Control Model: From Debt (meaning endless owed labour) to Subscription by Compliance

The old system controlled you through:

• Debt (you owe).

• Consumption (you must keep spending).

• Ownership illusions (mortgages, “your” bank balance).

The new system will control you through:

• Rights of Access, not ownership.

• Subscriptions to live, move, and participate.

• Conditional inclusion — your access can be switched off at any time.

Imagine:

Your money expires if you don’t spend it. Your travel is blocked if you exceed your carbon allowance. Your UBI stops if you don’t meet “compliance” rules.

This isn’t sci-fi. It’s the programming power of CBDCs.

The government has form:

This beautiful new model, where you get money just for doing what you're told may sound great to some. But for those who have observed historical government behaviour when paying for non productive populations, faith will be limited. Take funding pensioners or the homeless for intsance, versus how often governments send huge amounts of cash to far off countries or fund wars with the purchase of weapons from global corporations.

We don't need to speculate, UBI is a transitional softener not a permanently sustainable principle, and when it ends there will simply be no access to key resources for many. And with no prospect of work through automation, a difficult period in history is almost unavoidable.

6. The Awakening: Why They Can’t Hide It Anymore

For decades, the system hid behind:

• Education: Conditioning that trained obedience, not critical thought.

• Media: Selling prosperity i9n the conditioned life, while concealing the layered extraction of energy as labour and money (the future energy born from debt).

• Social pressure: “Everyones in it together and that’s just how life works. It's unavoidable!”

But as control centralises, it is becoming more visible and obvious and the illusion breaks.

When your money stops working because of an algorithm — or your spending is denied for "money laundering checks" — control stops being invisible. And money laundering of course is money that has remained absent of extraction by the system, in taxation, not some elecit mafia gang concept as depicted in the films.

And once people see the truth, they can’t unsee it.

This is why awareness is rising — and why the system is scrambling with censorship, “misinformation” labels, and digital IDs to maintain order.

7. There is a Split and Two Life Tracks Ahead

The next few years will divide people into two tracks because some are sleep walking confined by their extensive conditioning, others are gradually seeing the truth of this managed reality:

Track One: Stay Inside

• Adopt CBDCs.

• Accept surveillance and compliance.

• Live in a subscription society.

Track Two: Step Out

• Reduce dependency on debt-based systems.

• Build or join parallel economies: barter, local currencies, decentralised trade.

• Reclaim sovereignty and redefine value beyond money.

8. What This Means for You, It's the Most Exciting Time To Be Alive.

Because the collapse isn’t just financial, and it's not fully organised.

For many it’s the death of the illusion of false authority — and the most tangible opportunity in history to reclaim your own, become sovereign and realise true freedom.

How to Prepare Now

1. Pay off high-interest debt or all debt where possible.

2. Hold value outside the system (land, skills, infrastructures for independence, precious metals).

3. Join or create parallel systems and communities: private associations, sovereign communities, co-ops, trade networks.

4. Learn about sovereignty: Understand where you’ve given implied consent, what control that consent affords the system, how it's used for extraction through taxation — and how to revoke it and live free.

   
   

9. Conclusion: The Simple Truth

Money was always debt.Debt was always control.

Now, with automation erasing the need for human labour, that lie is collapsing — and being replaced by programmable control.

You were never asked for consent. But now you can see it.

And seeing it is the first step toward reclaiming your sovereignty.

The old system is ending. Will you prepare for what comes next — or be swept up in it?

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